Internet and e-mail policy and practice including Notes on Internet E-mail

←2011→ Months Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Click the comments link on any story to see comments or add your own. Subscribe to this blog RSS feed

Home :: Money 14 Dec 2011 Apparently endless free money from Capital One Money A year and a half ago I blogged about my Capital One credit card's payment checks sent along with the monthly statement, that offered a free loan for about 45 days. Early last year I stopped because they sometimes bounce the checks even though the online statement says there's plenty of credit. Since then, they stopped sending the checks, but I found that I could point and click on their web site and have them mail me a check, payable to me. Those checks take a week and a half to arrive, but they don't bounce, since they're written on Capital One's account not on mine. And by golly, they still give me about 45 days of free loan, during which I deposit the money in my savings account. I don't even have to pay for a stamp to repay them, since they will automatically draft my account on the due date. The only minor hitch is that recently, the request sets off an internal security alarm each time I do it, so I have to call them and tell them that yes, it was really me who told them to send a check, payable only to me, to the address at which they've been billing me for the past five years. (No, I don't understand the fraud risk, either.) But anyway, I'm still baffled that going on two years, even though the free cash advances are the only things I ever do, they still give me free loans each month. Who said big banks have no heart?   posted at: 13:20 :: permanent link to this entry :: 3 comments Stable link is https://jl.ly/Money/freeupdate.html

Topics Copyright Law - 30 Email - 228 ICANN - 127 Internet - 73 Money - 31 Security - 3 My other sites Who is this guy? Airline ticket info Taughannock Networks Other blogs CAUCE It turns out you don’t need a license to hunt for spam. 173 days ago A keen grasp of the obvious Italian Apple Cake 731 days ago Related sites Coalition Against Unsolicited Commercial E-mail Network Abuse Clearinghouse My Mastodon feed

© 2005-2024 John R. Levine.
CAN SPAM address harvesting notice: the operator of this website will not give, sell, or otherwise transfer addresses maintained by this website to any other party for the purposes of initiating, or enabling others to initiate, electronic mail messages.